How to Check Your FAB Account Balance

First Abu Dhabi Bank (FAB) gives customers several convenient ways to check their account balance without visiting a branch. Whether you prefer a mobile app, SMS, ATM, or phone call, this guide walks you through every available method.

Table of Contents

1. Check Balance via the FAB Mobile App

The FAB Mobile App is the quickest and most feature-rich option. Here's how to use it:

  1. Download the FAB Mobile app from the App Store (iOS) or Google Play (Android).
  2. Log in using your username and password, or use biometric login (Face ID / fingerprint) if enabled.
  3. Your account balance appears directly on the home dashboard once you sign in.
  4. Tap any account card to view a detailed breakdown, including available balance and current balance.

Tip: Enable the "Quick Balance" feature in the app settings to see your balance on the login screen without entering your full credentials.

2. Check Balance via SMS Banking

FAB's SMS banking service lets you request your balance by sending a text message:

  1. Make sure your registered mobile number is active on your FAB account.
  2. Send an SMS with the keyword BAL to FAB's designated SMS banking number (check the back of your card or the FAB website for the current number).
  3. You will receive an automated reply with your current account balance within seconds.

Note: Standard SMS charges from your mobile operator may apply.

3. Check Balance at an ATM

Any FAB ATM — and most UAE network ATMs — can display your balance:

  1. Insert your FAB debit or credit card into the ATM.
  2. Enter your 4-digit PIN.
  3. Select "Balance Enquiry" from the main menu.
  4. Your balance will appear on screen. You can also request a printed mini-statement.

Using a non-FAB ATM may incur a small fee. FAB ATMs are free for balance enquiries.

4. Check Balance via Phone Banking

FAB's 24/7 phone banking line allows balance enquiries over the phone:

  1. Call 600 52 5500 (UAE local) or the international number listed on the FAB website.
  2. Follow the automated IVR prompts and select the balance enquiry option.
  3. Authenticate using your phone banking PIN or the last few digits of your card.
  4. Your balance will be read out to you by the automated system.

5. Check Balance via FAB Online Banking

FAB's internet banking portal is accessible from any desktop or mobile browser:

  1. Visit www.bankfab.com and click "Login" at the top right.
  2. Enter your Online Banking username and password.
  3. Navigate to "My Accounts" to see all your account balances and recent transactions.

Quick Comparison Table

Method Speed Requires Internet? Available 24/7?
Mobile App Instant Yes Yes
SMS Banking Seconds No Yes
ATM Instant No Yes
Phone Banking ~1 min No Yes
Online Banking Instant Yes Yes

Final Tips

  • Always ensure your registered mobile number is up to date with FAB so SMS alerts and OTPs are delivered correctly.
  • Set up balance alerts in the FAB app to get notified when your balance drops below a threshold you choose.
  • If you notice any discrepancy in your balance, contact FAB support immediately through the app or phone banking.