How to Easily Open a FAB Account Online. A Step by Step Guide

Easily open a FAB account online has become very easy with the digital transformation of the banks. First Abu Dhabi (FAB) bank is offering a seamless process to open an account online, which is allowing its customers to manage their finances with just a few clicks. In this guide, we will explore how to easily open a FAB account online, and focusing on the FAB Ratibi card, which is a popular salary card among the workers. We will also cover how to activate FAB debit card and steps to access your salary details through the Ratibi card.

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Why Choose FAB for Online Banking?

First Abu Dhabi (FAB) is one of the largest and the most reliable banks in the UAE. This bank is committed to provide easy banking solutions. It is offering online services for opening the bank accounts. Whether you are looking to get a salary account, such as FAB Ratibi card, or check your balance online. FAB ensures you to have a smooth experience.

Here are a few reasons why FAB is a great choice for you:

Wide network of branches and ATMs across all the UAE.
Innovative digital banking features which includes a mobile app for easy balance checking.
Secure and fast online processes and thus ensuring your data remains protected and secured.

How to Open a FAB Account Online

Opening a bank account online at FAB is a simple and easy process. It can be completed in just a few minutes by following these steps.

Visit the FAB Website

Go to the official FAB website or you can download the FAB mobile app from Google Play or Apple App Store. You can find the option of “Open an Account” under the banking section.

Choose the Right Account Type

FAB is offering multiple types of accounts which include saving accounts, salary accounts ( e.g., Ratibi Card), and business accounts. You can choose the account that suits your needs. If you are a salaried employee and your employer uses the FAB Ratibi system, we suggest you to select the FAB Ratibi Card option.

Fill in your Personal Information

In the next step, you will need to enter your personal information, such as

Full Name
Nationality
ID Number (Emirates ID or Passport)
Contact details

Ensure that these details are entered correctly, as they will be verified later.

Upload the Required Documents

Depending upon the type of account you selected, you may need to upload the supporting document for verifying your identity. For a basic salary account like FAB Ratibi card, you typically need the following:

A copy of your Emirates ID.
Employment details (especially for Ratibi users).
Salary certificate from your employer, if required.

Submit the Application

Once all the steps are completed, and you filled out the fields and documents are uploaded, you are allowed to submit the application. You will also receive a confirmation email or SMS which is acknowledging you the receipt of your application.

Account Approval and Activation

After the submission, the FAB will review your application. Once your account is approved, you will receive your account details via an email or SMS, and your FAB Ratibi card will be processed and delivered to your address.

Key Documents Required for Different FAB Accounts

Account Type	Required Documents	Processing Time
Saving Account	Emirates ID, Passport Copy, Proof of Residence	2-3 working days
Ratibi Salary Card	Emirates ID, Salary Certificate, Employment Details	1-2 weeks
Current Account	Emirates ID, Proof of Employment, Initial Deposit	3-5 working days
Business Account	Trade License, Emirates ID, Company Incorporation Documents	5-7 working days

Key Documents Required for Different FAB Accounts

How to Activate Your FAB Debit Card

Once your FAB debit card is delivered, you can activate it easily by following these simple steps:

Via ATM

Insert your new FAB debit card into any FAB ATM.
Enter the PIN code which you received.
Follow the instructions to activate your card.

Via FAB Mobile App

Download the app from supported app store.
Login to the FAB Mobile App.
Go to the Cards section and select your new debit card.
Click on activate and follow the on-screen prompts.

Via FAB Online Banking

Login to the FAB Online Banking Portal.
Navigate to the Cards Section and select your debit card.
Click on Activate Card.

Customer Service Hotline

Call the FAB customer service hotline at 600 52 2222.
You need to give your card details and follow the representative’s instructions to activate your card.

Once your card is activated, your FAB debit card will be ready to use.

Conclusion

Opening a Easily Open a FAB Account online is a simple and easy way to manage your finances, With its ability to check your balance through the mobile app, online banking, ATMs, or SMS, FAB ensures that you have complete control over your salary and other banking activities. This guide is having all the step-by-step process of opening an account with screenshots. It also tells you how to check your balance which helps you make most of the FAB’s digital services.

By following those steps, you can easily open an account and start using FAB’s services today that includes the management of finances and your FAB bank balance check online.

FAQs.

A FAB Ratibi card is a salary card which is provided by the First Abu Dhabi Bank. It is primarily used by the employees whose salaries are transferred through the Ratibi system which is allowing them an easy access to the salary payments without the need for a traditional bank account.

Opening a basic saving or salary account through the FAB online banking usually takes 2-3 working days for approval. However, if you are applying for a specialized account, such as business account, the process may take up to a week.

Yes, you can check your FAB balance without internet using the SMS banking service or by visiting a FAB ATM.

No, you will not be charged for using both the FAB mobile app and online banking services. However, certain transactions, such as international transfers, may produce additional charges.

If your Ratibi card is lost or stolen, you can contact to FAB’s customer service immediately to block the card. You can also request for a replacement card through their website or by visiting a branch by yourself.

How to Easily Open a FAB Account Online. A Step by Step Guide

Why Choose FAB for Online Banking?